Do health insurance cover dental implants?

You can generally put money towards dental implants as part of your routine dental insurance policy. However, if you have a PPO or HMO plan, don’t be surprised if your dentist is a “network provider.” Your dentist will need to be a provider in the plan your insurer offers in order to give you coverage. Check with your dentist to make sure you stay on their provider list.

Do dental insurance cover dental implants?

Dental insurance companies have varying policies on whether they cover dental implants They base their decision on whether the procedure is considered a cosmetic dentistry issue or a medical procedure. If cosmetic dentistry, then some insurance companies will exclude coverage. However, if the procedure is determined to be a medical necessity, then some insurance companies will cover the cost of the procedure and the associated costs.

Health insurance cover dental implants?

It’s important to know that health insurance companies do not cover dental implants in their standard plans. If you’d like to insure against this cost, you can add the procedure on to your supplemental insurance plan. Supplemental plans are those that you purchase separately from your employer or the government. Supplemental plans typically cost more but come with the benefit of paying for things like cosmetic surgeries, teeth whitening, and even dental implants.

Will insurance cover dental implants?

If you have a dental insurance plan, you can usually get coverage for dental implants if your doctor determines you need them. However, not all plans will cover all types of implants. Some plans will only cover cosmetic dentistry. Others will cover implants if there is a medical reason, like a tooth extraction. Still others will cover implants as long as they are part of a larger oral surgery.

Will my insurance cover my dental implants?

Dental insurance companies are generally aware that teeth are susceptible to disease, but they typically exclude coverage for the costs of dental implants. This is because they are categorized as cosmetic rather than medical treatments. Cosmetic treatments are those that focus on improving the aesthetic appearance of teeth, rather than addressing a physical condition.