How credits work in college?

If you want to graduate with a particular degree you’ll need to complete a certain number of credits. Depending on the college you attend, the number of credits required for graduation can vary. Some colleges offer programs where you can graduate with a degree based on the number of credits you’ve earned.

How many credits do you need to graduate?

Some colleges offer a specific number of credits you need to graduate, such as a general programs credit or a major program credit. Others ask you to take a certain number of credits from each of your college’s programs.

How credits affect college GPA?

Most colleges consider a B average to be a 2.0 GPA. However, what does that really mean to you? In order to graduate, you need a cumulative GPA of 2.0, so a B in any course is good enough for a B average. However, if your B in one class drops your GPA below a 2.0, that could affect your graduation. Your advisor will discuss with you what the minimum GPA requirement for graduation is.

How credits affect GPA?

The number of credits is typically not taken into account when looking at a student's GPA. However, many colleges and graduate programs consider a student's cumulative GPA when taking into account things like acceptance and scholarships. The table below shows the effect of different credit levels on a student's GPA.

How much interest do you pay on student loans?

There are two types of interest you can pay on student loans: subsidized or unsubsidized. With subsidized loans, the federal government reimburses part of the interest on your student loan while you're in school, which means the interest that accrues while you're in school is effectively tax-free. Unsubsidized loans are a different story. On an unsubsidized loan, the interest that accrues while you're in school is added to the total amount you owe.