How do credit scores work when you're married?

If you're the one with the better credit score, you'll be the one to receive the pre-approval. But, when it comes to who pays off or refinances the mortgage it's a 50-50 split. When it comes to credit cards, it depends on who has the card. But, there's no rule that says the person with the better score has to pay off the bill each month. Credit card debt is a leading cause of divorce, so it's important to

How can a credit score work when you're married?

There are two main credit scores: an unsecured credit score and an authorized credit score. An unsecured credit score looks at your credit report and your credit history and determines if you have a sufficient credit history to qualify for credit. An authorized credit score looks at your credit report and your account activity to determine if you have the ability to make payments on the account and whether you are likely to continue to make payments on time.

How does credit score work when you are married?

Well, first of all, you'll want to make sure that your credit report and scores are both in your name and not your spouse’s. You can see all three credit reports on annualcreditreport.com, and you’ll want to make sure that they are accurate, especially if there are any inquiries or late payments on your report. If you discover that your spouse has an account that appears to be in your name without your knowledge, you’ll want to dispute that

How does a credit score work when you're in a marriage?

The way a credit score works when you're married can depend on a variety of factors. Credit scores can be affected by your spouse's credit history and their credit score. If your spouse has bad or outdated credit, that can affect your credit score as well, even if you don't have any credit history yourself. If your spouse has a balance on some of their credit accounts, that could also impact your credit score.

How does credit score work when you're married?

If you and your spouse each have credit accounts in your own names, that's generally not a problem. In fact, that's a good thing. The key is to make sure that you don't use both of your credit cards on the same credit card bill. Doing so can cause damage to your credit scores because each account will show up on the other person's credit report. And if one of you were to file for bankruptcy, the other person could be dragged down with you -- and be denied