How to get overdraft fees refunded PNC

How to get overdraft fees refunded PNC?

Once your account has been overdrawn, it’s too late to pay the fees. However, there might be a way to get the fees refunded. Contact pnc s customer service representatives and describe the situation. They should be able to help you file a claim. However, keep in mind that the bank is not obligated to refund the fees. You can do it on your own, but it might require some additional effort.

PNC overdraft fees refund?

Every major bank is different. Some banks offer free overdraft protection while others charge an annual fee or a monthly fee. Some banks may refund these fees while others will penalize you for the cost of the fees. If you signed up for free overdraft protection, you will be covered if you overdraw your account. However, if you signed up for a fee-based overdraft service, you will be responsible for the cost of these fees if you overdraw your account.

How to get overdraft fees refunded at PNC bank?

Withdrawing funds from your checking account is dangerous because it can cause your account to go under. You can also trigger a fee if you do. Before you do so, check your available balance on your checking account to make sure you have enough money to cover the withdrawal. If you do not have enough, you will end up with a negative balance and overdrawn.

How to get overdraft fees waived PNC?

In order to get overdraft fees refunded, you must first contact your bank and request a fee waiver. Sometimes this will be automatic, but often you’ll need to provide proof of hardship before a bank will officially refund your fees. Banks are required by law to refund fees if you can prove that the overdrawn transaction was accidental and not intentional. To do this, you’ll need to provide documentation showing that you repaid the amount in question within the time limit and that you made

How much does PNC overdraft fees charge?

PNC charges a $35 fee if you overdraw your checking account. However, if you have overdrawn your account for six or more days, that fee will automatically be increased to $50. Additionally, if you have had at least one overdrawn check returned to you in the last four months, you will be charged an additional $30 per overdrawn check.