What does a credit score of 181 mean?

A score of 181 is very high. A score of 601 or higher is considered excellent. Anything above 720 is an A or A+ rating Anything under 620 is a D or D- rating. A score of 601 or higher is where you want to be if you're looking to get approved on a mortgage or other high-interest loans.

What does a credit score of mean in Texas?

A credit score of between 300 and 850 is ideal. Anything below 620 will likely make it difficult to get approved for a loan A score of 620 or higher will get you an average rate of 6.8 percent and an average credit limit of $5,300.

What does a credit score of mean in California?

California has statewide laws about what credit scores and dings count on your credit report. If you have a credit score of 620 or higher, you will typically be able to get a mortgage with no problems. A score of 720 or higher is usually good enough to qualify for the best interest rates. A score of 620 or lower, on the other hand, could lead to higher interest rates.

What does a credit score of mean in Arizona?

Depending on the lender, a credit score of between 650 and 700 may be needed to get an interest rate on a mortgage that’s similar to one you’d get if you had excellent credit, and a score of under 620 may require you to pay a higher interest rate. The higher your score, the lower the interest you’ll pay on credit cards, loans, and other types of debt.

What does a credit score of mean in Florida?

The average credit score in Florida is 681. An FHA or VA loan would require a credit score of 620 or higher and a traditional loan would require a credit score of 649 or higher. If you have a credit score under 620, you’re at increased risk of getting charged higher interest rates or having your loan denied or revoked.