What should your credit score be at 18?

Your credit score is calculated according to a sophisticated mathematical model that assesses your credit report and determines your creditworthiness and eligibility for credit. The three main factors used to determine your credit score are your credit history, your credit report and your credit utilization, i.e., how much of your available credit you are using.

What is your credit score at

Your credit score at 18 is your credit score at the time you are 18 years old. It’s important to know what your credit score is because the higher your credit score is, the lower your interest rates will be on things like credit cards and loans.

What should your credit score be at

Your credit score and credit report play a pivotal role in qualifying for home loans, car loans, and business loans. The higher your credit score, the lower your interest rates will likely be. A credit score of 700 or higher is generally accepted as excellent. It's important to check regularly to make sure your credit score remains at this level or higher. The average credit score is just over 670, so if you discover that your score is lower than this, it's time to work on improving it.

What is a good credit score at ?

A credit score of 700 or higher is generally required for most credit cards, home loans and apartment leases. If you're looking to improve your credit score, you'll want to make sure it reaches this goal before applying for credit.

What do your credit score have to be at ?

Depending on the lender you choose, you may need a credit score of 620 or higher to qualify for the best rates. The minimum credit score needed to get approved for a mortgage is 620, although the average credit score needed for a mortgage is approximately 740.