Will medical insurance cover dental implants?

It’s hard to find a person who hasn’t had to deal with a toothache. Fortunately, modern dentistry has provided us with a solution: dental implants. Implants are small metal or ceramic teeth that are surgically placed into the jawbone, giving it the appearance of a natural tooth. These devices are designed to provide a sturdy foundation for replacement teeth, and do so without the need for messy dentures

Will dental insurance cover implant surgery?

The short answer is that it depends on your specific plan. While some plans only cover dentures others cover the cost of tooth implants. Some plans even cover oral surgery if it’s connected to tooth implants. Other plans may cover implant treatments as long as the dentist is a provider on your plan.

Will dental insurance cover implants?

If you have a traditional plan through your employer or a private insurance company, you can look at the insurer's website or call to see if dental implants are covered. However, some plans exclude implants from coverage. In addition, if you have Medicare or Medicaid, you aren't eligible for implant coverage at all.

Will Medicare cover dental implants?

If you're age 65 or older, you may be eligible for Medicare. Although Medicare does not specifically cover dental implants, it does cover certain procedures related to dentistry. For example, if your dentist treats a toothache that's caused by an infection of the jawbone, Medicare will cover the cost of removing the tooth and replacing it with a dental implant. However, Medicare will not cover the cost of other types of dentistry, such as cosmetic procedures.

Will dental insurance cover dental implants and crowns?

It’s important to understand that the answer to whether or not dental insurance covers dental implants can vary based on the type of plan you have. Some insurance companies offer dental implants as a benefit, while others exclude them entirely. If you've gone to the dentist for a crown or other procedure and been told you need dental implants, it's best to call your insurance provider to find out if that's a covered benefit.